Understanding the Threat

Hurricane season in Virginia runs from June through November, with August and September being peak months. With the Atlantic Ocean to the east and the state's position within the path of potential storms, it's crucial to take hurricane preparedness seriously. Strong winds, torrential rains, and flooding pose significant risks during this period.

Creating a Family Emergency Plan

Developing an emergency plan is your first line of defense. Start by discussing with your family how to communicate and where to meet in case of evacuation. Make sure everyone knows emergency numbers and has access to the plan, whether printed or saved on a mobile device. It's also wise to designate an out-of-state contact for everyone to report to, ensuring that family members can communicate even if local lines are down.

Assembling a DIY Hurricane Kit

Your hurricane kit should cover all basic necessities for at least 72 hours. Include water (one gallon per person per day), non-perishable food, a NOAA weather radio, flashlights with batteries, and basic first aid supplies. Don’t forget necessary items such as pet food, prescription medications, and cash, as ATMs may not work if the power is out.

Securing Your Property

To minimize damage to your home, inspect it for vulnerabilities. Reinforce windows with storm shutters or plywood, and ensure your roof is in good condition. Secure outdoor furniture or bring it indoors to avoid having it become dangerous debris. Trimming trees and branches close to your home will reduce the risk of them falling and causing damage.

Reviewing Your Insurance Coverage

Now is the time to review your insurance policies. Standard homeowner's policies typically do not cover flood damage. Consider purchasing additional flood insurance if you're in a high-risk area. It's important to understand your policy's details, like deductibles, coverage limits, and what's specifically covered. Keep an up-to-date inventory of your belongings, including receipts and photos, to expedite the claims process if needed.

Preparing ahead of hurricane season is essential in safeguarding yourself, your family, and your property. By taking these steps, you’ll not only protect your assets but also ensure peace of mind when storms approach.